2:01 PM
John Kumar
If you're new here, you may want to subscribe to the RSS feed to keep up to date on all new posts and information. If your COBRA is within 63 days of expiring, your ability to get guaranteed major medical insurance is running out! Contact Cobra Help Center today!
You parents have been telling it to you since you were young, “You cant believe everything you hear.” No where is that more true then when it comes to health care. Finding health insurance that is high quality and low cost is possible for those who want to take the time and effort to understand what they want. The only way you can know what you want is to have the right information and knowing your options.
If you have just lost your job, going on COBRA can keep you continuously insured and you wont have to worry about pre-existing health conditions. (Look around this blog, there is plenty on COBRA)
The easiest and most effective way to lower your insurance costs is to live healthier. People who are overweight or eat unhealthily will always end up paying more in insurance because of the risk that person is to the insurance carrier. Those people whose cholesterol is lower and have a proper weight will pay much less and live a better life as well.
Shop around! Never go with the first carrier you see on T.V. or a friend recommends. Contact a qualified insurance broker who can look at all your options and suggest the proper course of action.
DO NOT LAPSE YOUR COVERAGE. This is the biggest mistake a person can make when it comes to health insurance. If you stop paying your health insurance or drop your coverage for any amount of time, you may become uninsurable. Conditions as small as a gall stone can make you uninsurable for a year or even a lifetime.
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